Thinking about benefits for your small business? Start with these six checks.
1. Start with the people you’re covering.
A small team does not automatically need the same plan as a larger company. GroupHEALTH recommends identifying the needs of both the business and its employees before choosing coverage. [1]
Which benefits would be most useful to our employees?
2. Consider the ongoing cost.
The first quote is only part of the budget discussion. How employees use the plan can influence costs over time. Ask how the plan manages costs as well as what it costs to start. [1]
How does this plan approach cost control?
3. Look for a plan you can configure.
A standard package may include benefits your team does not need. Explore which coverage choices fit your business, rather than assuming every available option belongs in your plan. [1]
Which options fit our needs and budget?
4. Find out who handles the setup.
Someone in your business will administer the plan. GroupHEALTH describes setup support that includes billing information, plan resources and access to an online administration platform. Find out what your administrator will need to do. [2]
What information and tasks are required from us?
5. Make enrollment part of the decision.
Ask how employees will sign up. GroupHEALTH’s online enrollment process guides employees through registration and lets the plan administrator monitor progress. Clear instructions matter alongside the coverage itself. [2]
How will our team enroll and learn to use the plan?
6. Look beyond launch day.
Your administrator may need help after the plan starts. GroupHEALTH describes ongoing training and support, including resources for a new administrator joining later. Include that support in your comparison. [2]
What help is available after our plan is running?
Get your employee benefit options.
Tell us a little about your business to receive information about benefits options for your team.