Comparing Providers
Getting quotes for your group benefits? Get one more.
Quotes are easy to compare on price and almost impossible to compare on what happens after year one. Add GroupHEALTH to your list and see the difference in the plan design, not just the number.
Ask every quote these four things
Useful whether or not you end up talking to us.
- What happens to my rate if we have one bad claims year?
- How is prescription drug spend structured, and who absorbs a high-cost claim?
- What is included that my team will actually use, and what is filler?
- Who manages a disability claim, the insurer or someone acting for us?
The cheapest first year is not the cheapest plan.
A quote tells you what next year costs. It tells you very little about the two after that.
Look at the renewal, not the quote
Plans can be structured to absorb a bad claims year instead of repricing off it. That difference is invisible on a quote sheet and obvious on your second renewal.
Where the cost actually sits
Prescription drugs drive a large share of what a plan costs to run. Smart Rx and Managed RX put containment inside the benefit rather than leaving it to the renewal conversation.
Coverage that gets claimed
60+ benefit types to configure from, including virtual healthcare and real mental health support. A benefit nobody uses is a cost, not a perk.
What you get from us.
A quote you can put beside the others, plus the reasoning behind it.
- A plan designed around your group, not a package pulled off a shelf
- A line-by-line read on where your current coverage has gaps
- Whether you qualify for a reduced EI premium rate through a disability plan
- No obligation to change anything. Plenty of businesses take the quote and stay put.
Get your comparison quote
Tell us about your team and a GroupHEALTH rep will be in touch to put a quote together.
Renewal coming up?
Worth having a second option before the date forces a fast decision.